Explore all 83 calculators, organised by the decision you need to make.
Investing · 17
SIP Calculator
Project the maturity value of a monthly mutual fund SIP.
Step-Up SIP Calculator
See how much faster your corpus grows if you raise your SIP every year.
Lumpsum Calculator
Compound a one-time mutual fund investment over time.
SWP Calculator
Plan regular withdrawals from a corpus without running it dry.
Mutual Fund Calculator
Work out units, current value and returns from NAV.
CAGR Calculator
Find the compounded annual growth rate between two values.
XIRR Calculator
True annualised return across irregular, multi-date investments.
Stock Average Calculator
Weighted average price across multiple buy orders.
ROI Calculator
Simple and annualised return on any investment.
Retirement Calculator
How big a corpus you need, and whether you’re on track.
DCF Calculator
Estimate enterprise, equity and per-share value from discounted cash flow.
SIP Cost of Delay CalculatorNew
See the corpus lost by starting later and the SIP needed to catch up.
SIP vs FD / RD CalculatorNew
Compare the same monthly budget in market and bank-deposit scenarios.
SIP vs PPF CalculatorNew
Compare contribution-matched SIP and a simplified PPF accumulation.
FD vs Debt vs Arbitrage CalculatorNew
Compare annual interest-tax drag with fund exit-tax scenarios.
NPS vs Mutual Fund CalculatorNew
Compare corpus and an entered annuity allocation on identical deposits.
SGB vs Digital Gold vs ETF CalculatorNew
Compare acquisition costs, coupon cash and entered exit-tax assumptions.
Financial Planning · 11
Goal Planning SIP Calculator
Reverse-calculate the monthly SIP needed for a financial goal.
Goal Planning Lumpsum Calculator
Calculate the investment needed today for a future target.
Children Education Planner
Inflate future education cost and solve the SIP or lumpsum gap.
Emergency Fund Calculator
Build an editable emergency corpus from actual essential commitments.
Rent vs Buy Calculator
Compare renter and homeowner net wealth under explicit assumptions.
UPS vs NPS Pension CalculatorNew
Compare UPS admissible payout with an entered NPS annuity scenario.
LIC Surrender vs Continue CalculatorNew
Compare written policy quotes with reinvestment of surrender cash and premiums.
Net Worth CalculatorNew
Build a private assets-minus-liabilities snapshot.
Term Insurance Needs CalculatorNew
Estimate cover for dependent spending, debt and goals.
Salary vs Freelance CalculatorNew
Compare spendable annual cash after entered taxes and benefit replacement.
Rental Yield CalculatorNew
Calculate gross and net yield on all-in property acquisition cost.
Savings Schemes · 12
PPF Calculator
Project your Public Provident Fund balance to maturity.
EPF Calculator
Project your Employee Provident Fund corpus to retirement.
SSY Calculator
Project a Sukanya Samriddhi Yojana account to maturity.
NSC Calculator
Maturity value of a National Savings Certificate.
FD Calculator
Maturity value of a bank fixed deposit at any compounding frequency.
RD Calculator
Maturity value of a monthly recurring deposit.
SCSS Calculator
Quarterly payout from a Senior Citizens Savings Scheme deposit.
Post Office MIS Calculator
Monthly payout from a Post Office Monthly Income Scheme deposit.
APY Calculator
Monthly contribution needed for your target Atal Pension Yojana pension.
NPS Calculator
Project your National Pension System corpus and estimated pension.
Kisan Vikas Patra CalculatorNew
Estimate contractual doubling and indicative accrued values.
Mahila Samman Historical Maturity CalculatorNew
Calculate maturity for an existing eligible two-year deposit.
Loans & EMI · 14
EMI Calculator
Monthly instalment and full amortization schedule for any loan.
Home Loan EMI Calculator
EMI and amortization schedule for a home loan.
Car Loan EMI Calculator
EMI and amortization schedule for a car loan.
Flat vs Reducing Rate Calculator
See the real reducing-rate equivalent of a flat-rate loan offer.
Education Loan EMI Calculator
Model study/moratorium interest before repayment begins.
Personal Loan EMI Calculator
Personal-loan EMI, total interest, fees and tenure comparison.
Home Loan Eligibility Calculator
Estimate loan capacity from income, existing EMIs, FOIR and tenure.
Home Loan Prepayment Calculator
Compare reduce-EMI and reduce-tenure outcomes after a prepayment.
Home Loan Balance Transfer Calculator
Compare gross and net savings after transfer costs.
Credit Card Interest / Debt Payoff Calculator
Compare minimum, fixed-payment and pay-in-full credit-card repayment paths.
Credit Card EMI Calculator
Estimate card-EMI interest, processing fee, GST and total cost.
Home Loan Prepayment vs SIP CalculatorNew
Compare equal budgets and invest released EMIs after early payoff.
Parallel Home Loan SIP CalculatorNew
Track the loan and investment built alongside regular EMIs.
Car On-Road Cost and EMI CalculatorNew
Build a dealer-quote cost total and finance the remaining budget.
Tax & Salary · 17
Income Tax Calculator
Compare tax payable under the new vs. old regime, with surcharge and marginal relief.
HRA Calculator
HRA exemption using tax-year-aware city rules.
TDS Calculator
Estimated monthly TDS your employer deducts from salary.
Salary Calculator
Break your CTC down into take-home, in-hand salary.
Gratuity Calculator
Gratuity estimate under the current Social Security Code framework.
GST Calculator
Add or remove GST at any of the current slab rates.
Capital Gains Tax Calculator
Estimate Indian capital-gains tax by asset type and holding period.
Home Loan Tax Benefit Calculator
Estimate eligible home-loan principal/interest deductions and tax impact.
Advance Tax PlannerNew
See instalment targets and illustrative payment shortfalls.
80C Allocation PlannerNew
Find unused headroom within the old-regime aggregate deduction cap.
80D Health Deduction CalculatorNew
Estimate eligible family and parent deductions with senior-age and checkup caps.
Freelancer Presumptive Tax CalculatorNew
Estimate income tax for an eligible resident professional.
ESOP Exercise and Sale CalculatorNew
Separate compensation tax from later capital-gain tax.
Foreign Stocks, RSU and ESPP CalculatorNew
Separate INR compensation and sale gains using entered tax-rule FX rates.
Salary + Equity Gains Tax CalculatorNew
Estimate ordinary salary and qualifying equity gains together.
Tax Loss Harvesting CalculatorNew
Estimate immediate qualifying equity tax reduction after costs.
Government Pay Fitment Scenario CalculatorNew
Model current basic or a hypothetical fitment factor without inventing a pay matrix.
Markets & Trading · 2
Business Tools · 7
Business Presumptive Tax CalculatorNew
Estimate an eligible resident individual’s digital/cash presumptive income.
GST Input Credit EstimateNew
Subtract already-verified eligible same-head credit from output GST.
Startup Burn Rate and Runway CalculatorNew
Estimate when cash is depleted under a constant monthly net burn.
Business Break-Even CalculatorNew
Solve the unit sales needed to cover fixed costs.
Profit Margin and Markup CalculatorNew
Separate profit margin on sales from markup on cost.
Working Capital CalculatorNew
Compare net working capital and the operating cash conversion cycle.
Debt Service Coverage Ratio CalculatorNew
Compare available annual operating cash with annual debt service.
Foundations · 3
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