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Savings Schemes · Reviewed 7 October 2026

Mahila Samman Historical Maturity Calculator

Calculate maturity for an existing eligible two-year deposit.

Free to useNo signupRuns in your browser
Your inputs
Your result

Estimate based on your inputs and stated assumptions. It is not a guarantee of returns, rates, eligibility or tax outcome.

Methodology by Finpockett · See how calculators are built and checked

Worked example

A starting scenario, with the assumptions shown

These are the calculator’s starting inputs, used to illustrate the method. They are not a recommended plan. Changing the inputs above updates the interactive result; this example remains a fixed reference.

View the example inputs
Historical deposit₹1,00,000
ResultIllustrative value
Historical deposit maturity₹1,16,022
Interest over two years₹16,022

Historical accounts only. No new deposits after 31 March 2025. Assumes no partial withdrawal; aggregate deposit cap ₹2 lakh. Interest compounds quarterly at 7.5%, before tax.

Understand the calculation

What is a Mahila Samman Historical Maturity Calculator?

Calculate maturity for an existing eligible two-year deposit. Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.

Method and assumptions

Maturity = principal × (1 + 7.5% / 4)^8

Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Read the result with these boundaries

Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Check the inputs before acting

Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.

Frequently asked questions

What does this tool calculate?

Calculate maturity for an existing eligible two-year deposit. Maturity = principal × (1 + 7.5% / 4)^8

What is outside its scope?

Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Are the default inputs a recommendation?

No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.

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For educational and illustrative use only. Verify current rates, rules and eligibility with the relevant official source before making a financial decision.