Financial Planning · Reviewed 7 October 2026

Net Worth Calculator

Build a private assets-minus-liabilities snapshot.

Free to useNo signupRuns in your browser
Your inputs
Your result

Estimate based on your inputs and stated assumptions. It is not a guarantee of returns, rates, eligibility or tax outcome.

Methodology by Finpockett · See how calculators are built and checked

Worked example

A starting scenario, with the assumptions shown

These are the calculator’s starting inputs, used to illustrate the method. They are not a recommended plan. Changing the inputs above updates the interactive result; this example remains a fixed reference.

View the example inputs
Cash and deposits₹3,00,000
Investments at current value₹10,00,000
Property at realistic sale value₹50,00,000
Other assets₹2,00,000
Outstanding property loans₹30,00,000
Other debts₹1,00,000
ResultIllustrative value
Net worth₹34,00,000
Total assets₹65,00,000
Total liabilities₹31,00,000
Liquid assets₹13,00,000

Enter current realistic values, not original costs. Property may be illiquid and selling costs are excluded. Values remain in your browser; this tool does not upload or save a portfolio.

Understand the calculation

What is a Net Worth Calculator?

Build a private assets-minus-liabilities snapshot. Illiquid assets and selling costs affect realisable wealth. The calculator does not upload or automatically save balances.

Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.

Method and assumptions

Net worth = total assets − total liabilities

Illiquid assets and selling costs affect realisable wealth. The calculator does not upload or automatically save balances.

Read the result with these boundaries

Illiquid assets and selling costs affect realisable wealth. The calculator does not upload or automatically save balances.

Check the inputs before acting

Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.

Frequently asked questions

What does this tool calculate?

Build a private assets-minus-liabilities snapshot. Net worth = total assets − total liabilities

What is outside its scope?

Illiquid assets and selling costs affect realisable wealth. The calculator does not upload or automatically save balances.

Are the default inputs a recommendation?

No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.

For educational and illustrative use only. Verify current rates, rules and eligibility with the relevant official source before making a financial decision.