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Savings Schemes · Reviewed 7 October 2026

Kisan Vikas Patra Calculator

Estimate contractual doubling and indicative accrued values.

Free to useNo signupRuns in your browser
Your inputs
Your result

Estimate based on your inputs and stated assumptions. It is not a guarantee of returns, rates, eligibility or tax outcome.

Methodology by Finpockett · See how calculators are built and checked

Worked example

A starting scenario, with the assumptions shown

These are the calculator’s starting inputs, used to illustrate the method. They are not a recommended plan. Changing the inputs above updates the interactive result; this example remains a fixed reference.

View the example inputs
KVP deposit₹1,00,000
ResultIllustrative value
Contractual maturity value₹2,00,000
Maturity term115.00 months
Total growth₹1,00,000

Current India Post terms: 7.5% and doubling at 115 months. Intermediate values are indicative accrued values, not premature-encashment entitlements. No tax deducted.

Understand the calculation

What is a Kisan Vikas Patra Calculator?

Estimate contractual doubling and indicative accrued values. 7.5% notified annual rate; indicative intermediate values do not determine premature encashment.

Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.

Method and assumptions

Contractual maturity = deposit × 2 at 115 months

7.5% notified annual rate; indicative intermediate values do not determine premature encashment.

Read the result with these boundaries

7.5% notified annual rate; indicative intermediate values do not determine premature encashment.

Check the inputs before acting

Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.

Frequently asked questions

What does this tool calculate?

Estimate contractual doubling and indicative accrued values. Contractual maturity = deposit × 2 at 115 months

What is outside its scope?

7.5% notified annual rate; indicative intermediate values do not determine premature encashment.

Are the default inputs a recommendation?

No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.

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For educational and illustrative use only. Verify current rates, rules and eligibility with the relevant official source before making a financial decision.