What is a SIP vs PPF Calculator?
Compare contribution-matched SIP and a simplified PPF accumulation. PPF has a 15-year term, yearly contribution cap and exact balance-date interest rules. Here contributions accrue at a simplified monthly end-of-period rate.
Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.
Method and assumptions
PPF has a 15-year term, yearly contribution cap and exact balance-date interest rules. Here contributions accrue at a simplified monthly end-of-period rate.
Read the result with these boundaries
PPF has a 15-year term, yearly contribution cap and exact balance-date interest rules. Here contributions accrue at a simplified monthly end-of-period rate.
Check the inputs before acting
Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.
Frequently asked questions
What does this tool calculate?
Compare contribution-matched SIP and a simplified PPF accumulation. Compare identical contribution budgets and entered exit tax
What is outside its scope?
PPF has a 15-year term, yearly contribution cap and exact balance-date interest rules. Here contributions accrue at a simplified monthly end-of-period rate.
Are the default inputs a recommendation?
No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.