What is a Salary vs Freelance Calculator?
Compare spendable annual cash after entered taxes and benefit replacement. Enter tax from a scoped tax calculation; account for unpaid time, pension and insurance replacement.
Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.
Method and assumptions
Enter tax from a scoped tax calculation; account for unpaid time, pension and insurance replacement.
Read the result with these boundaries
Enter tax from a scoped tax calculation; account for unpaid time, pension and insurance replacement.
Check the inputs before acting
Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.
Frequently asked questions
What does this tool calculate?
Compare spendable annual cash after entered taxes and benefit replacement. Compare cash incomes after costs, actual tax and benefit replacement
What is outside its scope?
Enter tax from a scoped tax calculation; account for unpaid time, pension and insurance replacement.
Are the default inputs a recommendation?
No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.