What is an NPS vs Mutual Fund Calculator?
Compare corpus and an entered annuity allocation on identical deposits. No automatic withdrawal-eligibility or tax exemption inference. Sector, age and applicable exit rules must be checked.
Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.
Method and assumptions
No automatic withdrawal-eligibility or tax exemption inference. Sector, age and applicable exit rules must be checked.
Read the result with these boundaries
No automatic withdrawal-eligibility or tax exemption inference. Sector, age and applicable exit rules must be checked.
Check the inputs before acting
Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.
Frequently asked questions
What does this tool calculate?
Compare corpus and an entered annuity allocation on identical deposits. Corpus comparison plus annuity corpus × rate / 12
What is outside its scope?
No automatic withdrawal-eligibility or tax exemption inference. Sector, age and applicable exit rules must be checked.
Are the default inputs a recommendation?
No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.