Savings Schemes · Reviewed 7 October 2026

Mahila Samman Historical Maturity Calculator

Calculate maturity for an existing eligible two-year deposit.

Free to useNo signupRuns in your browser
Your inputs
Your result

Estimate based on your inputs and stated assumptions. It is not a guarantee of returns, rates, eligibility or tax outcome.

Methodology by Finpockett · See how calculators are built and checked

Worked example

A starting scenario, with the assumptions shown

These are the calculator’s starting inputs, used to illustrate the method. They are not a recommended plan. Changing the inputs above updates the interactive result; this example remains a fixed reference.

View the example inputs
Historical deposit₹1,00,000
ResultIllustrative value
Historical deposit maturity₹1,16,022
Interest over two years₹16,022

Historical accounts only. No new deposits after 31 March 2025. Assumes no partial withdrawal; aggregate deposit cap ₹2 lakh. Interest compounds quarterly at 7.5%, before tax.

Understand the calculation

What is a Mahila Samman Historical Maturity Calculator?

Calculate maturity for an existing eligible two-year deposit. Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.

Method and assumptions

Maturity = principal × (1 + 7.5% / 4)^8

Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Read the result with these boundaries

Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Check the inputs before acting

Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.

Frequently asked questions

What does this tool calculate?

Calculate maturity for an existing eligible two-year deposit. Maturity = principal × (1 + 7.5% / 4)^8

What is outside its scope?

Historical accounts only. New deposits closed after 31 March 2025; assumes no partial withdrawal.

Are the default inputs a recommendation?

No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.

For educational and illustrative use only. Verify current rates, rules and eligibility with the relevant official source before making a financial decision.