Tax & Salary · Reviewed 7 October 2026

Advance Tax Planner

See instalment targets and illustrative payment shortfalls.

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Your inputs
Your result

Estimate based on your inputs and stated assumptions. It is not a guarantee of returns, rates, eligibility or tax outcome.

Methodology by Finpockett · See how calculators are built and checked

Worked example

A starting scenario, with the assumptions shown

These are the calculator’s starting inputs, used to illustrate the method. They are not a recommended plan. Changing the inputs above updates the interactive result; this example remains a fixed reference.

View the example inputs
Estimated annual tax including cess₹2,00,000
TDS/TCS and eligible tax credits₹50,000
Payment scheduleQuarterly instalments
Resident senior with no business/profession income?No
Payment by 15 June₹0
Payment by 15 September₹0
Payment by 15 December₹0
Payment by 15 March₹0
ResultIllustrative value
Remaining advance-tax liability₹1,50,000
Net estimated liability₹1,50,000
Illustrative instalment-shortfall interest₹7,575

Amounts entered are individual instalment payments, not cumulative totals. Interest is an illustrative legacy 234C calculation for income known throughout the year; capital-gain/unexpected-income exceptions, 234B, tax-year transitional numbering and special relief are excluded. Payment dates and rounding can affect a filing result.

Understand the calculation

What is an Advance Tax Planner?

See instalment targets and illustrative payment shortfalls. Illustrative legacy 234C interest only; special income-timing relief, 234B and filing-level rounding are outside scope.

Use the inputs that describe your actual situation. Change one assumption at a time, compare the results, and read the scope note alongside the number. The tool calculates a stated scenario; it does not decide whether an investment, policy or tax treatment is suitable for you.

Method and assumptions

Targets: 15%, 45%, 75%, 100% of net liability

Illustrative legacy 234C interest only; special income-timing relief, 234B and filing-level rounding are outside scope.

Read the result with these boundaries

Illustrative legacy 234C interest only; special income-timing relief, 234B and filing-level rounding are outside scope.

Check the inputs before acting

Confirm actual costs, dates, eligible amounts and product terms from your records. Compare a conservative case and an adverse case rather than relying on the default inputs. A result can change substantially when return, tax, contribution or cost assumptions change.

Frequently asked questions

What does this tool calculate?

See instalment targets and illustrative payment shortfalls. Targets: 15%, 45%, 75%, 100% of net liability

What is outside its scope?

Illustrative legacy 234C interest only; special income-timing relief, 234B and filing-level rounding are outside scope.

Are the default inputs a recommendation?

No. Defaults are worked scenarios. Use your own verified amounts and test more than one assumption.

For educational and illustrative use only. Verify current rates, rules and eligibility with the relevant official source before making a financial decision.